This institution is no longer active

Operations ceased on August 25, 2003. CRA examination history below reflects the period it was active.

COMMUNITY STATE BANK

TEANECK TOWNSHIP, NJ · Supervised by FDIC

Est. 1997FDIC #34,366RSSD: FDIC-34366

Part ofCSB FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: January 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.86%

Institution Profile

FDIC BankFind

Address

417 Cedar Lane, TEANECK TOWNSHIP, NJ

County

Bergen County

Established

June 23, 1997

Total Assets

$140M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$140M

Total Deposits

$123M

Net Loans

$92M

Net Income

$587K

ROA

0.86%

ROE

9.99%

Risk-Based Capital

13.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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