🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 2017. CRA examination history below reflects the period it was active.

COMMUNITY STATE BANK

DENTON, TX · Supervised by FDIC

Est. 1919FDIC #11,561RSSD: FDIC-11561
Part ofCARLILE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

400 North Carroll, DENTON, TX

County

Denton County

Established

January 1, 1919

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$1.8B

Net Loans

$1.4B

Net Income

$7M

ROA

1.22%

ROE

8.61%

Risk-Based Capital

12.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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