Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.4B
Net Loans
$1.2B
Net Income
$7M
ROA
1.61%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.00%
Risk-Based Capital
14.13%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 194 | 82.47% | 1.55% |
| 2023 | 183 | 85.25% | 0.55% |
| 2022 | 277 | 86.28% | 2.89% |
| 2021 | 302 | 89.4% | 1.99% |
| 2020 | 317 | 85.49% | 5.68% |
| 2019 | 329 | 82.07% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
19
Branch Deposits
$1.3B
1-Year Change
+5
5-year net change: +4 branches
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Preview:
| 2018 | 275 | 83.64% | 5.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red