This institution is no longer active

Operations ceased on July 19, 1991. CRA examination history below reflects the period it was active.

COMMUNITY GUARDIAN BANK

ELMWOOD PARK, NJ · Supervised by FDIC

Est. 1985FDIC #26,331RSSD: FDIC-26331

Needs to Improve

Current rating · Exam: April 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -2.65%

Institution Profile

FDIC BankFind

Address

507 Boulevard, ELMWOOD PARK, NJ

County

Bergen County

Established

August 6, 1985

Total Assets

$55M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

April 11, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1991Call Report / FDIC

Total Assets

$55M

Total Deposits

$55M

Net Loans

$41M

Net Income

$-762K

ROA

-2.65%

Risk-Based Capital

-2.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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