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This institution is no longer active

Operations ceased on August 24, 1996. CRA examination history below reflects the period it was active.

COMMUNITY FIRST BANK

JACKSONVILLE, FL · Supervised by FDIC

Est. 1981FDIC #32,085RSSD: FDIC-32085
Part ofCFB BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.09%

Institution Profile

FDIC BankFind

Address

3740 Beach Boulevard, JACKSONVILLE, FL

County

Duval County

Established

April 15, 1981

Total Assets

$314M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1996Call Report / FDIC

Total Assets

$314M

Total Deposits

$266M

Net Loans

$212M

Net Income

$143K

ROA

0.09%

ROE

1.55%

Risk-Based Capital

11.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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