This institution is no longer active

Operations ceased on October 8, 1998. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF THE ISLANDS

SANIBEL, FL · Supervised by FDIC

Est. 1988FDIC #27,164RSSD: FDIC-27164

Part ofNATIONSBANK CORP→ View all charters

Satisfactory

Current rating · Exam: January 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.59%

Institution Profile

FDIC BankFind

Address

2450 Periwinkle Way, SANIBEL, FL

County

Lee County

Established

February 4, 1988

Total Assets

$91M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$91M

Total Deposits

$75M

Net Loans

$43M

Net Income

$2M

ROA

2.59%

ROE

18.91%

Risk-Based Capital

28.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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