This institution is no longer active

Operations ceased on July 29, 2002. CRA examination history below reflects the period it was active.

COMMUNITY BANK OF CENTRAL TEXAS, SSB

SMITHVILLE, TX · Supervised by FDIC

Est. 1934FDIC #29,079RSSD: FDIC-29079

Part ofCBCT BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: October 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.10%

Institution Profile

FDIC BankFind

Address

312 Main Street, SMITHVILLE, TX

County

Bastrop County

Established

August 1, 1934

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2002Call Report / FDIC

Total Assets

$34M

Total Deposits

$27M

Net Loans

$19M

Net Income

$192K

ROA

1.10%

ROE

8.28%

Risk-Based Capital

26.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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