Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$658M
Total Deposits
$575M
Net Loans
$388M
Net Income
$2M
ROA
1.19%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.58%
Risk-Based Capital
25.65%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 199 | 60.3% | 10.05% |
| 2023 | 210 | 69.05% | 10.48% |
| 2022 | 272 | 75% | 7.35% |
| 2021 | 214 | 75.23% | 7.01% |
| 2020 | 193 | 70.47% | 7.77% |
| 2019 | 215 | 76.74% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1990
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Total Branches
4
Branch Deposits
$557M
1-Year Change
0
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Preview:
| 2018 | 234 | 74.36% | 9.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red