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This institution is no longer active

Operations ceased on December 31, 1993. CRA examination history below reflects the period it was active.

COMMERCIAL TRUST BANK

MIAMI, FL · Supervised by FDIC

Est. 1983FDIC #24,611RSSD: FDIC-24611
Part ofCOMMERCIAL TRUST BCORP INC→ View all charters
Satisfactory

Current rating · Exam: July 1992

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.38%

Institution Profile

FDIC BankFind

Address

1101 Brickell Avenue, MIAMI, FL

County

Miami-Dade County

Established

July 1, 1983

Total Assets

$117M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1992

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$117M

Total Deposits

$96M

Net Loans

$43M

Net Income

$1M

ROA

1.38%

ROE

20.48%

Risk-Based Capital

15.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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