Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$330M
Total Deposits
$307M
Net Loans
$241M
Net Income
$2M
ROA
2.09%
Above avg for Small banks. Peer avg: 0.44%
ROE
31.95%
Risk-Based Capital
15.52%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 57 | 85.96% | 1.75% |
| 2023 | 70 | 64.29% | 2.86% |
| 2019 | 74 | 86.49% | 1.35% |
| 2018 | 59 | 81.36% | 3.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Sep 2013 | Outstanding | Small Bank |
5 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$299M
1-Year Change
0
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