Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.9B
Total Deposits
$3.4B
Net Loans
$2.7B
Net Income
$12M
ROA
1.31%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.38%
Risk-Based Capital
12.56%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 8 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Intermediate Small Bank |
| Jan 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2015 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2005
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Total Branches
9
Branch Deposits
$3.1B
1-Year Change
+3
5-year net change: +3 branches
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