This institution is no longer active

Operations ceased on June 30, 1997. CRA examination history below reflects the period it was active.

COMMERCE SECURITY BANK

SACRAMENTO, CA · Supervised by FDIC

Est. 1985FDIC #32,318RSSD: FDIC-32318

Part ofDARTMOUTH CAPITAL GROUP INC→ View all charters

Satisfactory Same

Current rating · Exam: May 1995

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.61%

Institution Profile

FDIC BankFind

Address

1545 River Park Drive, SACRAMENTO, CA

County

Sacramento County

Established

May 6, 1985

Total Assets

$252M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$252M

Total Deposits

$228M

Net Loans

$109M

Net Income

$-371K

ROA

-0.61%

ROE

-7.55%

Risk-Based Capital

8.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/923bdcff-e66e-4b60-ba74-d81c655990e3"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: