This institution is no longer active

Operations ceased on October 1, 2013. CRA examination history below reflects the period it was active.

COMMERCE NATIONAL BANK

NEWPORT BEACH, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2003FDIC #57,566

Satisfactory Same

Current rating · Exam: June 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

4040 Macarthur Boulevard, Suite 100, NEWPORT BEACH, CA

County

Orange County

Established

December 17, 2003

Total Assets

$245M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 13, 2011

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2006

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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