COMMERCE BANK OF TEMECULA VALLEY

IRVINE, CA · Supervised by FDIC

Est. 2007FDIC #58,590RSSD: FDIC-58590

Part ofTD Bank, N.A.→ View all charters

Satisfactory Same

Current rating · Exam: December 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.10%

Institution Profile

FDIC BankFind

Website

www.nanobanc.com

Address

7755 Irvine Center Dr Fl 3, IRVINE, CA

County

Orange County

Established

September 17, 2007

Total Assets

$860M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2012

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$860M

Total Deposits

$790M

Net Loans

$497M

Net Income

$-227K

ROA

-0.10%

ROE

-1.78%

Risk-Based Capital

11.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$805M

1-Year Change

-1

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2010

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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