This institution is no longer active

Operations ceased on March 23, 1996. CRA examination history below reflects the period it was active.

COMMERCE BANK OF SAN LUIS OBISPO

SAN LUIS OBISPO, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1985FDIC #26,346

Part ofTD Bank, N.A.→ View all charters

Outstanding Up

Current rating · Exam: March 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

545 Higuera Street, SAN LUIS OBISPO, CA

County

San Luis Obispo County

Established

August 1, 1985

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 31, 1995

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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