At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Consumer Complaints (12 mo)
2
2.71 per $B assets · filed with CFPB
Financial Health
Adequate
ROA 1.75%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$739M
Total Deposits
$657M
Net Loans
$171M
Net Income
$3M
ROA
1.75%
ROE
16.94%
Risk-Based Capital
31.95%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
3
Branch Deposits
$665M
1-Year Change
0
5-year net change: -1 branches
Last 12 Months
2
All Time
25
Monetary Relief
4%
Untimely Response
0%
Most common complaint type: Checking or savings account· 2.71 per $B assets (12m)
Monthly Complaints (last 24 months)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| July 2024 | 0 | 0 |
| August 2024 | 0 | 0 |
| September 2024 | 0 | 0 |
| October 2024 | 1 | 0 |
| November 2024 | 0 | 0 |
| December 2024 | 0 | 0 |
| January 2025 | 0 | 0 |
| February 2025 | 0 | 0 |
| March 2025 | 0 | 0 |
| April 2025 | 0 | 0 |
| May 2025 | 0 | 0 |
| June 2025 | 0 | 0 |
| July 2025 | 0 | 0 |
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 1 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 0 | 0 |
| April 2026 | 0 | 0 |
| May 2026 | 0 | 0 |
| June 2026 | 1 | 0 |
Data through Jun 2026. Zero-height bars indicate months with no complaints on record.
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
11 previous ratings locked — dating back to 1991
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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