This institution is no longer active
Operations ceased on July 30, 2010. CRA examination history below reflects the period it was active.
PANAMA CITY BEACH, FL ยท Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$377M
Total Deposits
$370M
Net Loans
$268M
Net Income
$-4,343K
ROA
-2.35%
Below avg for Small banks. Peer avg: 0.44%
ROE
-114.67%
Risk-Based Capital
2.94%
Below avg for Small banks. Regulatory min: 8%
Total Assets โ Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2010 | Satisfactory | Intermediate Small Bank |
| Mar 2006 | Satisfactory | Small Bank |
| Mar 2000 | Outstanding | Small Bank |
3 previous ratings locked โ back to 1991
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Total Assets