CLIMATE FIRST BANK

SAINT PETERSBURG, FL · Supervised by FDIC

Est. 2021FDIC #59,257RSSD: FDIC-59257

Part ofCLIMATE FIRST BCORP INC→ View all charters

Satisfactory

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Website

www.climatefirstbank.com

Address

182 37th Ave N, SAINT PETERSBURG, FL

County

Pinellas County

Established

June 1, 2021

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2023

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Aug 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$1.5B

Net Loans

$1.5B

Net Income

$5M

ROA

1.27%

ROE

14.02%

Risk-Based Capital

10.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$1.0B

1-Year Change

5-year net change: +3 branches

This is the only examination on record for this bank.

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