This institution is no longer active

Operations ceased on December 13, 1991. CRA examination history below reflects the period it was active.

CLEVELAND BANK & TRUST

CLEVELAND, TX · Supervised by FDIC

Est. 1912FDIC #3,142RSSD: FDIC-3142

Part ofCOMMERCIAL BANCSHARES INC→ View all charters

Needs to Improve

Current rating · Exam: December 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.19%

Institution Profile

FDIC BankFind

Address

106 West Crockett Street, CLEVELAND, TX

County

Liberty County

Established

October 12, 1912

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 9, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$24M

Total Deposits

$22M

Net Loans

$4M

Net Income

$-209K

ROA

-1.19%

ROE

-21.50%

Risk-Based Capital

19.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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