🏦Bank Scorer

CITY NATIONAL BANK

CORSICANA, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1983FDIC #24,367
Satisfactory Same

Current rating · Exam: August 2004

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

1465 W 2nd Ave, CORSICANA, TX

County

Navarro County

Established

February 28, 1983

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 6, 2004

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$63M

Total Deposits

$53M

Net Loans

$40M

Net Income

$87K

ROA

0.54%

ROE

4.18%

Risk-Based Capital

24.40%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$53M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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