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City National

CITY NATIONAL BANK

CORSICANA, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1983FDIC #24,367

Satisfactory Same

Current rating · Exam: August 2004

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Contact & Details

FDIC BankFind

Website

www.mycnbtx.com

Address

1465 W 2nd Ave, CORSICANA, TX

County

Navarro County

Established

February 28, 1983

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 6, 2004

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$63M

Total Deposits

$53M

Net Loans

$40M

Net Income

$87K

ROA

0.54%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.18%

Risk-Based Capital

24.40%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.54%Peer avg: 0.44%▲ Above avg

Risk-Based Capital24.40%Peer avg: 23.03%▲ Above avg

Complaints / $B2890.00Peer avg: 411.37▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

Since 2018

183

all complaints on record

Monetary Relief

10.4%

% of complaints where company provided monetary relief

Untimely Response

1.6%

% exceeding CFPB's 15-day response window

Complaints by Product Type

Credit card or prepaid card

38%

Checking or savings account

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Aug 2004	Satisfactory	Small Bank
Jun 1999	Satisfactory	Small Bank
Jun 1996	Satisfactory	Not Reported

1 previous rating locked — back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$53M

1-Year Change

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Month	Complaints	With Monetary Relief
August 2025	0	0
September 2025	1	0
October 2025	0	0
November 2025	3	0
December 2025	3	1
January 2026	3	2
February 2026	3	0
March 2026	1	0
April 2026	2	0
May 2026	1	0
June 2026	1	0