🏦Bank Scorer

CITY BANK

LUBBOCK, TX · Supervised by FDIC

Est. 1984FDIC #25,103RSSD: FDIC-25103
Part ofSOUTH PLAINS FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.46%

Institution Profile

FDIC BankFind

Address

5219 City Bank Pkwy, LUBBOCK, TX

County

Lubbock County

Established

April 13, 1984

Total Assets

$4.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.6B

Total Deposits

$4.1B

Net Loans

$3.1B

Net Income

$17M

ROA

1.46%

ROE

14.29%

Risk-Based Capital

15.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

25

Branch Deposits

$3.9B

1-Year Change

-2

5-year net change: -3 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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