This institution is no longer active

Operations ceased on September 30, 2006. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK

PETERSBURG, IN · Supervised by FDIC

Est. 1873FDIC #11,341RSSD: FDIC-11341

Part ofGERMAN AMERICAN BCORP→ View all charters

Satisfactory Same

Current rating · Exam: July 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.69%

Institution Profile

FDIC BankFind

Address

305 East Main Street, PETERSBURG, IN

County

Pike County

Established

September 15, 1873

Total Assets

$117M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2006Call Report / FDIC

Total Assets

$117M

Total Deposits

$95M

Net Loans

$79M

Net Income

$991K

ROA

1.69%

ROE

19.39%

Risk-Based Capital

10.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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