Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$106M
Total Deposits
$93M
Net Loans
$36M
Net Income
$180K
ROA
0.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.10%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 413 | 84.75% | 7.02% |
| 2020 | 823 | 76.67% | 7.65% |
| 2019 | 775 | 81.03% | 8.52% |
| 2018 | 672 | 77.98% | 8.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1995
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Total Branches
1
Branch Deposits
$81M
1-Year Change
0
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