This institution is no longer active

Operations ceased on July 1, 1999. CRA examination history below reflects the period it was active.

CITIZENS FIRST NATIONAL BANK

CRESCENT CITY, FL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1983FDIC #24,541

Satisfactory Same

Current rating · Exam: March 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

500 North Summit Street, CRESCENT CITY, FL

County

Putnam County

Established

April 15, 1983

Total Assets

$61M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 7, 1997

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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