Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$15.5B
Total Deposits
$12.0B
Net Loans
$8.6B
Net Income
$52M
ROA
1.34%
Above avg for Regional banks. Peer avg: 0.88%
ROE
9.12%
Risk-Based Capital
16.87%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 68 | 50% | 10.29% |
| 2023 | 107 | 56.07% | 13.08% |
| 2022 | 212 | 65.09% | 15.09% |
| 2021 | 217 | 61.75% | 12.90% |
| 2020 | 205 | 69.76% | 12.20% |
| 2019 | 152 | 73.68% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Large Bank |
| Jul 2020 | Satisfactory | Large Bank |
| Jun 2017 | Satisfactory | Large Bank |
11 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
67
Branch Deposits
$12.0B
1-Year Change
+1
5-year net change: +9 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/citizens-business-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 183 | 65.57% | 11.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red