This institution is no longer active

Operations ceased on November 20, 1998. CRA examination history below reflects the period it was active.

CHURUBUSCO STATE BANK

CHURUBUSCO, IN · Supervised by FDIC

Est. 1928FDIC #14,717RSSD: FDIC-14717

Part ofNATIONAL CITY CORP→ View all charters

Satisfactory Same

Current rating · Exam: June 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Institution Profile

FDIC BankFind

Address

North Line Street, CHURUBUSCO, IN

County

Whitley County

Established

January 12, 1928

Total Assets

$84M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$84M

Total Deposits

$76M

Net Loans

$43M

Net Income

$519K

ROA

0.82%

ROE

10.05%

Risk-Based Capital

16.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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