Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$293M
Total Deposits
$266M
Net Loans
$173M
Net Income
$2M
ROA
2.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
30.30%
Risk-Based Capital
18.24%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 118 | 83.9% | 10.17% |
| 2022 | 196 | 80.61% | 7.14% |
| 2021 | 520 | 85.38% | 5.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2020 | Satisfactory | Small Bank |
| Dec 2017 | Satisfactory | Small Bank |
| Oct 2014 | Needs to Improve | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$258M
1-Year Change
0
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