This institution is no longer active

Operations ceased on February 1, 2011. CRA examination history below reflects the period it was active.

CHARTER ALLIANCE BANK

CORPUS CHRISTI, TX · Supervised by FDIC

Est. 2009FDIC #58,751RSSD: FDIC-58751

Part ofCHARTER BANCSHARES INC→ View all charters

Needs to Improve

Current rating · Exam: September 2010

CompareWatch

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.48%

Institution Profile

FDIC BankFind

Address

3701 Saratoga Boulevard, CORPUS CHRISTI, TX

County

Nueces County

Established

February 17, 2009

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

September 1, 2010

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$18M

Total Deposits

$13M

Net Loans

$14M

Net Income

$95K

ROA

0.48%

ROE

1.96%

Risk-Based Capital

32.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2e460fbd-8c28-40e2-bb01-6c46fe9e13e2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: