Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$641M
Total Deposits
$498M
Net Loans
$323M
Net Income
$1M
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.86%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 402 | 63.68% | 21.64% |
| 2022 | 661 | 74.13% | 12.10% |
| 2021 | 767 | 77.18% | 7.82% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Feb 2018 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1998
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Total Branches
6
Branch Deposits
$514M
1-Year Change
0
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