CENTRAL PACIFIC FINANCIAL CORP is the bank holding company. CENTRAL PACIFIC BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

CENTRAL PACIFIC FINANCIAL CORP

Legal name: CENTRAL PACIFIC FINANCIAL CORP.

1 active bank · 1 merged/absorbed · $7.5B combined assets

RSSD ID: 1022764 (FFIEC NIC)

Combined Assets

$7.5B

CRA Rating Summary

Outstanding1charter

Across all 19 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCENTRAL PACIFIC BANKHONOLULU, HIOutstanding$7.5BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$7.5B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$6.7B

Net Income

$22M

ROA (avg)

1.19%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,068

Origination Rate

45.6%

Denial Rate

35.49%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
CENTRAL PACIFIC BANK	HONOLULU, HI	FDIC	$7.5B	100.0%	Outstanding	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.