This institution is no longer active

Operations ceased on December 1, 2007. CRA examination history below reflects the period it was active.

CENTERSTATE BANK MID FLORIDA

LEESBURG, FL · Supervised by FDIC

Est. 2004FDIC #57,334RSSD: FDIC-57334

Part ofCENTERSTATE BANKS INC→ View all charters

Satisfactory

Current rating · Exam: March 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.20%

Institution Profile

FDIC BankFind

Address

1211 West North Boulevard, LEESBURG, FL

County

Lake County

Established

January 12, 2004

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2007Call Report / FDIC

Total Assets

$100M

Total Deposits

$80M

Net Loans

$66M

Net Income

$148K

ROA

0.20%

ROE

1.22%

Risk-Based Capital

12.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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