🏦Bank Scorer

This institution is no longer active

Operations ceased on January 4, 2006. CRA examination history below reflects the period it was active.

CEDARS BANK

LOS ANGELES, CA · Supervised by FDIC

Est. 1987FDIC #27,069RSSD: FDIC-27069
Outstanding Same

Current rating · Exam: April 2003

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Address

444 South Flower Street, LOS ANGELES, CA

County

Los Angeles County

Established

October 5, 1987

Total Assets

$438M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 7, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$438M

Total Deposits

$367M

Net Loans

$357M

Net Income

$4M

ROA

0.92%

ROE

9.58%

Risk-Based Capital

13.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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