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This institution is no longer active

Operations ceased on August 25, 1995. CRA examination history below reflects the period it was active.

CATTLEMEN'S STATE BANK

AUSTIN, TX · Supervised by FDIC

Est. 1986FDIC #26,794RSSD: FDIC-26794
Part ofCATTLEMENS FINL SERVICES INC→ View all charters
Outstanding Up

Current rating · Exam: August 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

912 Bastrop Highway, AUSTIN, TX

County

Travis County

Established

October 15, 1986

Total Assets

$110M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$110M

Total Deposits

$97M

Net Loans

$62M

Net Income

$711K

ROA

1.31%

ROE

17.30%

Risk-Based Capital

15.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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