🏦Bank Scorer

This institution is no longer active

Operations ceased on August 1, 1998. CRA examination history below reflects the period it was active.

CAPITAL BANK

MIAMI, FL · Supervised by FDIC

Est. 1974FDIC #21,615RSSD: FDIC-21615
Part ofUNION PLANTERS CORP→ View all charters
Outstanding Up

Current rating · Exam: November 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.34%

Institution Profile

FDIC BankFind

Address

1221 Brickell Avenue, MIAMI, FL

County

Miami-Dade County

Established

June 4, 1974

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$1.2B

Net Loans

$1.6B

Net Income

$15M

ROA

1.34%

ROE

19.87%

Risk-Based Capital

10.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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