This institution is no longer active
Operations ceased on December 31, 1997. CRA examination history below reflects the period it was active.
SANTA BARBARA, CA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$173M
Total Deposits
$5M
Net Loans
$151M
Net Income
$-1,127K
ROA
-0.54%
Below avg for Small banks. Peer avg: 0.44%
ROE
-5.01%
Risk-Based Capital
10.21%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 1996 | Satisfactory | Small Bank |
| Aug 1994 | Satisfactory | Not Reported |
| Sep 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets