This institution is no longer active

Operations ceased on December 11, 1993. CRA examination history below reflects the period it was active.

CALIFORNIA REPUBLIC BANK

BAKERSFIELD, CA · Supervised by FDIC

Est. 1953FDIC #17,252RSSD: FDIC-17252

Part ofCAL REP BCORP INC→ View all charters

Needs to Improve

Current rating · Exam: November 1993

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.93%

Institution Profile

FDIC BankFind

Address

1675 Chester Avenue, BAKERSFIELD, CA

County

Kern County

Established

July 29, 1953

Total Assets

$570M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$570M

Total Deposits

$512M

Net Loans

$375M

Net Income

$4M

ROA

0.93%

ROE

12.05%

Risk-Based Capital

12.19%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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