This institution is no longer active

Operations ceased on December 31, 2010. CRA examination history below reflects the period it was active.

CALIFORNIA OAKS STATE BANK

THOUSAND OAKS, CA · Supervised by FDIC

Est. 1998FDIC #34,579RSSD: FDIC-34579

Satisfactory Same

Current rating · Exam: February 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.14%

Institution Profile

FDIC BankFind

Address

50 West Hillcrest Drive, THOUSAND OAKS, CA

County

Ventura County

Established

February 9, 1998

Total Assets

$137M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$137M

Total Deposits

$115M

Net Loans

$94M

Net Income

$-141K

ROA

-0.14%

ROE

-1.12%

Risk-Based Capital

17.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2001

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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