🏦Bank Scorer

CALIFORNIA BUSINESS BANK

IRVINE, CA · Supervised by FDIC

Est. 2005FDIC #58,037RSSD: FDIC-58037
Satisfactory Same

Current rating · Exam: April 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

2

16.36 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 0.73%

Institution Profile

FDIC BankFind

Address

3200 El Camino Real, IRVINE, CA

County

Orange County

Established

November 1, 2005

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$122M

Total Deposits

$100M

Net Loans

$94M

Net Income

$223K

ROA

0.73%

ROE

5.13%

Risk-Based Capital

20.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Complaints / $B16.36Peer avg: 411.37▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$94M

1-Year Change

0

Consumer Complaints

CFPB · through Apr 2026

Last 12 Months

2

All Time

12

Monetary Relief

0%

Untimely Response

8.3%

Most common complaint type: Debt collection· 16.36 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
May 202400
June 202400
July 202400
August 202400
September 202400
October 202400
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202500
October 202500
November 202510
December 202500
January 202600
February 202600
March 202600
April 202610

Data through Apr 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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