🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2015. CRA examination history below reflects the period it was active.

CALIFORNIA BANK & TRUST

SAN DIEGO, CA · Supervised by FDIC

Est. 1972FDIC #20,852RSSD: FDIC-20852
Part ofZIONS BCORP→ View all charters
Outstanding Same

Current rating · Exam: July 2015

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

11622 El Camino Real, Suite 200, SAN DIEGO, CA

County

San Diego County

Established

November 9, 1972

Total Assets

$12.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2015

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$12.0B

Total Deposits

$10.3B

Net Loans

$8.5B

Net Income

$78M

ROA

0.89%

ROE

6.64%

Risk-Based Capital

13.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/178e7c41-fd8f-42cc-b712-35470076bea5"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: