🏦Bank Scorer

This institution is no longer active

Operations ceased on July 22, 2016. CRA examination history below reflects the period it was active.

C1 BANK

SAINT PETERSBURG, FL · Supervised by FDIC

Est. 1995FDIC #34,092RSSD: FDIC-34092
Part ofC1 FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

100 5th Street South, SAINT PETERSBURG, FL

County

Pinellas County

Established

November 17, 1995

Total Assets

$1.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2015

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$1.7B

Total Deposits

$1.3B

Net Loans

$1.4B

Net Income

$11M

ROA

1.26%

ROE

11.18%

Risk-Based Capital

14.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1997

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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