This institution is no longer active
Operations ceased on January 16, 2004. CRA examination history below reflects the period it was active.
BUSINESS BANK OF CALIFORNIA
SAN BERNARDINO, CA · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 1.23%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$699M
Total Deposits
$598M
Net Loans
$413M
Net Income
$8M
ROA
1.23%
ROE
11.35%
Risk-Based Capital
11.17%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
3 previous ratings locked — dating back to 1992
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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