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This institution is no longer active

Operations ceased on January 16, 2004. CRA examination history below reflects the period it was active.

BUSINESS BANK OF CALIFORNIA

SAN BERNARDINO, CA · Supervised by FDIC

Est. 1984FDIC #25,070RSSD: FDIC-25070
Part ofBUSINESS BCORP→ View all charters
Outstanding Same

Current rating · Exam: January 2000

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

505 West Second Street, SAN BERNARDINO, CA

County

San Bernardino County

Established

April 2, 1984

Total Assets

$699M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$699M

Total Deposits

$598M

Net Loans

$413M

Net Income

$8M

ROA

1.23%

ROE

11.35%

Risk-Based Capital

11.17%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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