🏦Bank Scorer

This institution is no longer active

Operations ceased on May 19, 2023. CRA examination history below reflects the period it was active.

BRUNSWICK BANK AND TRUST COMPANY

NEW BRUNSWICK, NJ · Supervised by FDIC

Est. 1970FDIC #20,220RSSD: FDIC-20220
Part ofBRUNSWICK BCORP→ View all charters
Outstanding Up

Current rating · Exam: January 2023

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.51%

Institution Profile

FDIC BankFind

Address

439 Livingston Ave, NEW BRUNSWICK, NJ

County

Middlesex County

Established

July 27, 1970

Total Assets

$419M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Jan 2027(based on asset size)

Financial Snapshot

As of Q1 2023Call Report / FDIC

Total Assets

$419M

Total Deposits

$286M

Net Loans

$339M

Net Income

$519K

ROA

0.51%

ROE

4.72%

Risk-Based Capital

13.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

9 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/374064d7-c440-4add-a36f-233f2e8018df"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: