SAN ANTONIO, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.7B
Total Deposits
$5.2B
Net Loans
$3.2B
Net Income
$22M
ROA
1.52%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.63%
Risk-Based Capital
16.81%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 766 | 48.96% | 26.37% |
| 2023 | 879 | 54.84% | 22.75% |
| 2022 | 991 | 56.51% | 20.18% |
| 2021 | 881 | 49.6% | 16.69% |
| 2020 | 1,139 | 48.9% | 20.11% |
| 2019 | 793 | 47.41% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1998 | Satisfactory | Small Bank |
| Dec 1994 | Satisfactory | Not Reported |
| Jan 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
Total Branches
36
Branch Deposits
$5.1B
1-Year Change
0
5-year net change: -2 branches
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| 17.53% |
| 2018 | 694 | 47.69% | 22.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red