🏦Bank Scorer

BEAL BANK

PLANO, TX · Supervised by FDIC

Est. 1988FDIC #32,574RSSD: FDIC-32574
Satisfactory Same

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.39%

Institution Profile

FDIC BankFind

Address

6000 Legacy Dr, PLANO, TX

County

Collin County

Established

March 10, 1988

Total Assets

$3.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2023

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$947M

Net Loans

$362M

Net Income

$20M

ROA

2.39%

ROE

7.47%

Risk-Based Capital

145.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$2.5B

1-Year Change

0

5-year net change: -12 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1997

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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