This institution is no longer active

Operations ceased on December 30, 2006. CRA examination history below reflects the period it was active.

BEACH BANK

MIAMI BEACH, FL · Supervised by FDIC

Est. 2000FDIC #35,051RSSD: FDIC-35051

Satisfactory

Current rating · Exam: January 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.65%

Institution Profile

FDIC BankFind

Address

555 Arthur Godfrey Road, MIAMI BEACH, FL

County

Miami-Dade County

Established

May 1, 2000

Total Assets

$127M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2003

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$127M

Total Deposits

$116M

Net Loans

$73M

Net Income

$-594K

ROA

-0.65%

ROE

-8.53%

Risk-Based Capital

13.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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