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This institution is no longer active

Operations ceased on August 1, 2022. CRA examination history below reflects the period it was active.

BEACH BANK

FORT WALTON BEACH, FL · Supervised by FDIC

Est. 2001FDIC #57,131RSSD: FDIC-57131
Part ofBEACH BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.67%

Institution Profile

FDIC BankFind

Address

17 Eglin Pkwy Se, FORT WALTON BEACH, FL

County

Okaloosa County

Established

April 27, 2001

Total Assets

$619M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2022

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2022Call Report / FDIC

Total Assets

$619M

Total Deposits

$486M

Net Loans

$480M

Net Income

$2M

ROA

0.67%

ROE

5.00%

Risk-Based Capital

12.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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