🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 2015. CRA examination history below reflects the period it was active.

BAY CITIES BANK

TAMPA, FL · Supervised by FDIC

Est. 1999FDIC #35,066RSSD: FDIC-35066
Part ofFLORIDA BUSINESS BANCGROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.64%

Institution Profile

FDIC BankFind

Address

4301 West Boy Scout Boulevard, Suite 150, TAMPA, FL

County

Hillsborough County

Established

November 10, 1999

Total Assets

$530M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2015

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$530M

Total Deposits

$474M

Net Loans

$417M

Net Income

$-2,591K

ROA

-0.64%

ROE

-5.44%

Risk-Based Capital

10.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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