🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 2014. CRA examination history below reflects the period it was active.

BANKFIRST

WINTER PARK, FL · Supervised by FDIC

Est. 1989FDIC #27,550RSSD: FDIC-27550
Part ofCAPGEN CAPITAL GROUP LLC→ View all charters
Satisfactory Same

Current rating · Exam: August 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.47%

Institution Profile

FDIC BankFind

Address

1031 West Morse Boulevard, Suite 150, WINTER PARK, FL

County

Orange County

Established

July 20, 1989

Total Assets

$680M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2013

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$680M

Total Deposits

$517M

Net Loans

$374M

Net Income

$2M

ROA

0.47%

ROE

2.23%

Risk-Based Capital

17.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate5.07%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202421788.94%5.07%
202323591.91%2.13%
202223481.2%3.85%
202137277.96%8.06%
202042077.62%10.71%
201927890.29%6.83%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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