Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.0B
Net Loans
$1.6B
Net Income
$8M
ROA
1.25%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.90%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 494 | 61.94% | 17.41% |
| 2023 | 555 | 59.46% | 18.92% |
| 2022 | 689 | 68.65% | 17.56% |
| 2021 | 876 | 66.67% | 21.35% |
| 2020 | 803 | 70.11% | 17.81% |
| 2019 | 613 | 68.19% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Large Bank |
| May 2021 | Satisfactory | Large Bank |
| May 2018 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1991
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Total Branches
37
Branch Deposits
$1.9B
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 20.39% |
| 2018 | 616 | 76.14% | 16.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red