BTC FINANCIAL CORP is the parent banking group. BANKERS TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

BTC FINANCIAL CORP

Legal name: BTC FINANCIAL CORPORATION

1 active bank · 1 merged/absorbed · $7.5B combined assets

RSSD ID: 1201671 (FFIEC NIC)

Combined Assets

$7.5B

CRA Rating Summary

Outstanding1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANKERS TRUST COMPANYDES MOINES, IAOutstanding$7.5BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$7.5B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$5.8B

Net Income

$20M

ROA (avg)

1.07%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANKERS TRUST COMPANY	DES MOINES, IA	FDIC	$7.5B	100.0%	Outstanding	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.